Tamarac, Florida
A boutique Florida public adjusting firm with white-glove service. When you call, you talk to the owner — not a junior adjuster. Free claim review. No recovery, no fee.
5.0★ on Google · Licensed FL #W026874 · Mon–Sat 10am–6pm
Dolphin Claims is a Florida-licensed public adjusting firm representing policyholders only — never insurance companies — on residential and commercial property damage claims throughout Tamarac, Broward County, FL.
| Detail | Value |
|---|---|
| License | Florida DFS, License #W026874 (Joe L Ford IV) |
| Office | 1501 Yamato Road, Suite 200, Boca Raton, FL 33431 |
| Service area | Tamarac ZIPs: 33319, 33321, 33351 |
| Landmarks/areas | Tamarac Sports Complex |
| Fee | Contingency 10–20%; 10% cap year one for declared-emergency claims (FL Statute 626.854) |
| Response | Free claim review within 24 hours; onsite inspection within 48–72 hours |
| Settled | $50M+ across 60+ Florida cities |
| Reviews | 5.0 / 5.0 on Google (43 reviews) |
Broward County has been impacted by Hurricanes Wilma (2005), Matthew (2016), Irma (2017), Ian (2022), and Nicole (2022). The 2022 Florida insurance reform (SB 2A) shortened the new-claim deadline from 3 years to 1 year, with 18 months for supplemental claims (§ 627.70132).
Common Tamarac claim types we handle:
Per the Florida Office of Program Policy Analysis & Government Accountability (OPPAGA Report 10-06), policyholders represented by public adjusters received settlements averaging 747% higher on residential claims and 574% higher on commercial claims than unrepresented claimants.
Real results
Real first offers and final numbers from claims Joe Ford worked. No client names.
Tower Hill · Hurricane Ian · cracked tiles & leaks · Tamarac
First payment
$4,347.67
Settlement
$55,000
Settlement for repairs, with the water mitigation bill paid on top.
Cracked roof tiles and leaks in several rooms. We built the case file, and when the carrier wouldn't play fair our partner attorney took it from there.
Build the file.
Selected claims, not typical results. Every claim is different, and past results do not guarantee future outcomes. Case-study narration uses an AI version of Joe Ford's voice. Footage is illustrative, not the client's property.
Dolphin Claims, your go-to team of proficient Tamarac public adjusters. We're not just any public adjusting firm; we're a symbol of trust and efficiency in Florida's insurance landscape. When you face property damage, the aftermath can be overwhelming. But, with our public adjusters by your side, navigating insurance claims becomes a seamless process. We excel in handling a myriad of claims - from fire damage to water damage and even the complexities of mold damage. We understand that property owners often face challenges with insurance companies. Whether it's underpaid claims or denied insurance claims, our public adjuster steps in to level the playing field. Our public adjuster Tamarac experts, armed with years of experience, ensure your property insurance claims are addressed with the utmost professionalism. In Florida, especially in areas like Miami and Fort Lauderdale, our services have been a beacon of hope for many policyholders. Our commitment extends beyond just processing claims. As business owners ourselves, we know how crucial a swift settlement is for continuity. Whether it's commercial property damage or hurricane claims, we are equipped to handle it all. Remember, when it comes to property claims, Dolphin Claims is a name synonymous with reliability and results.
Have you ever felt lost navigating the complex world of insurance claims? That's where Dolphin Claims LLC steps in. Hiring a public adjuster to process your insurance claim is not just a choice; it's a strategic decision for your property loss. Our public insurance adjusters, serving diligently in Tamarac, understand the intricacies of the insurance claim process.
Why struggle with the daunting task of filing a claim when you have experienced professionals? Our adjusters are not just skilled in managing claims; they're adept at maximizing your deal. From assessing roof damage to evaluating water damage claim intricacies, we cover every aspect. And when it comes to dealing with insurance companies, we're the experts you need. We are not just another Florida public adjuster company; we're your ally in this journey. Whether it's a residential or commercial claim, we work tirelessly to ensure you receive the maximum possible payout. We handle everything - from damage assessment to negotiating with your insurance company, making the process hassle-free for you.
As your professional Tamarac public adjuster, optimizing your settlement isn't just a goal; it's our promise to give you the best value for money. Our efficient services are tailored to ensure you get the best possible outcome from your insurance claim payout. Dealing with damage, be it from water, fire, wind, or hail, can be taxing. Our public adjusters, with its profound experience in insurance adjusting, takes the burden off your shoulders as we deal with your chosen insurance company on your behalf. We're not just about getting you a settlement; we're about getting you the right deal. Whether it's a claim for hurricane damage in Tamarac or fire damage throughout Florida, our approach is thorough and result-oriented. Our licensed adjusters delve deep into your policy, ensuring every clause is leveraged to your advantage. Imagine the relief of having a professional public adjuster handle your mold damage or flood damage settlements with precision. That's what our public adjuster offers. Our track record speaks volumes - with over $50 million settled in claims, both for homes and businesses. We're not just settling claims; we're restoring lives and businesses, one successful deal at a time. With our numerous positive reviews, we are confident that we can give the best services to all clients.
Navigating home damage settlements can be a labyrinth of complexities. But with our public adjusters, policy analysis and management become straightforward. Our expertise isn't limited to just guiding you through the insurance claim process; we take a proactive approach in analyzing your homeowners insurance policy. Every home in Tamarac, FL and across the South Florida area has its unique insurance needs. Our public adjuster recognizes this and tailors its services to fit these varying demands. Whether it's fire damage, water damage, or even the fallout of a hurricane, our proficiency in handling damage settlements is unmatched. Don't let the daunting task of filing property damage claims deter you. With our public adjusters, you have a partner that not only understands your policy inside out but also fights to get you the settlement you rightfully deserve. We're not just adjusting claims; we're safeguarding your interests and ensuring that your insurance company upholds its promise. Remember, we are more than just a public adjuster; we're your advocates, your experts, and your key to a fair and just agreement. Let us take the reins, and experience the peace of mind that comes with having the best in the business on your side.
60-second videos
A boutique firm on purpose. When you call, you talk to Joe.
Their first check is an opening bid, not a final number.
One report, from someone they hired. Bring your own expert, photos and weather data.
Each side picks an appraiser, an umpire decides if they disagree — and it settles the number outside of court.
Joe Ford, Licensed Public Adjuster W026874. Some narration uses an AI version of Joe's voice.
Florida public adjusters charge a contingency fee — typically 10–20% of the settlement. For declared-emergency claims (e.g., hurricanes), Florida Statute 626.854(11) caps the fee at 10% during year one after the loss and 20% thereafter. No upfront fees. No fee if there's no recovery.
Under Florida Statute 627.70132 (effective Dec 16, 2022), policyholders have 1 year from the date of loss to file a new windstorm or hurricane claim, and 18 months for supplemental claims. This is shorter than the prior 3-year deadline.
All Florida-admitted carriers, including Citizens Property Insurance, Universal Property & Casualty, Tower Hill, Heritage, American Integrity, Slide Insurance, People's Trust, Homeowners Choice, Florida Peninsula, FedNat, and Frontline. Surplus-lines carriers and Citizens depopulation transitions are also handled.
Yes. We represent Tamarac commercial property owners on retail, office, hospitality, restaurant, and HOA / condominium-association claims. Business interruption, code-upgrade (Ordinance & Law) coverage, and complex commercial-package policies are common scope items.
All Tamarac ZIPs: 33319, 33321, 33351. Our coverage extends to neighboring areas in Broward County.
Yes. Under Florida law, you can hire a public adjuster after the insurance company has issued a denial or low payment. We review the policy, scope the loss with industry-standard estimating software (Xactimate / Symbility), and pursue supplemental, reopened, or appraisal-process resolution within Florida's 18-month supplemental-claim window.
Free claim review within 24 hours. Onsite inspection scheduled within 48–72 hours of contract execution. Florida law requires a mandatory 3-business-day cancellation window (FL Statute 626.8796), after which we begin scoping, documentation, and notice-of-loss filing.
Yes. Joe L Ford IV holds Florida Public Insurance Adjuster (All Lines) License #W026874 issued by the Florida Department of Financial Services. Verify any Florida adjuster license at myfloridacfo.com/division/agents.
No upfront fees. No recovery, no fee.
No upfront cost. Takes about 60 seconds.
What happened to your property?
Rather talk? Call (954) 204-9376
The most common claim types we handle for residential and commercial property owners.
Each Florida carrier handles claims differently. Carrier-specific guides for the major insurers we represent policyholders against.
