A boutique Florida public adjusting firm with white-glove service. When you call, you talk to the owner — not a junior adjuster. Free claim review. No recovery, no fee.
5.0★ on Google · Licensed FL #W026874 · Mon–Sat 10am–6pm
Preventative maintenance can save you from water damage headaches. Regularly check tubes, water system, and ensure proper area drainage to prevent flooding. Dolphin Claims offers vital tips on preventing and managing water damage, including the importance of quick actions to mitigate damage and reduce potential claims.
Real results
Real first offers and final numbers from claims Joe Ford worked. No client names.
Tower Hill · Hurricane Ian · cracked tiles & leaks · Tamarac
First payment
$4,347.67
Settlement
$55,000
Settlement for repairs, with the water mitigation bill paid on top.
Cracked roof tiles and leaks in several rooms. We built the case file, and when the carrier wouldn't play fair our partner attorney took it from there.
Build the file.
AC leak from unit above · condo office · Miami-Dade
“Undisputed” payment
$29,893.65
Total paid
$44,893.65
An AC unit in the condo above leaked into this office. We went through the carrier's estimate line by line with the adjuster and negotiated $15,000 more.
Undisputed doesn't mean done.
Nationwide · Pipe burst · Kissimmee
First offer
$34,000
Total recovered
$44,000
A fair-sounding first offer. We negotiated a supplement — $10,000 more toward the repairs.
Check the scope.
Selected claims, not typical results. Every claim is different, and past results do not guarantee future outcomes. Case-study narration uses an AI version of Joe Ford's voice. Footage is illustrative, not the client's property.
Facing water damage at your home or business can be overwhelming, but with Dolphin Claims, you're never alone. Our expertise in handling insurance claims related to water damage is unmatched. Located conveniently across Florida, we're always nearby, ready to assist you in navigating the complexities of your insurance claim with precision and empathy. Whether the situation involves minor leaks or major flooding, our skilled team is adept at ensuring your claim comprehensively covers the necessary repairs. We understand the nuances of various insurance policies and work diligently to advocate on your behalf, making certain that your water damage claim is processed swiftly and efficiently. Dolphin Claims specializes in turning challenging situations into positive outcomes, providing peace of mind and significant relief from the stress of water damage insurance claim near me. Trust us to be your ally in securing the insurance coverage you need to restore your property to its pre-damage condition.
Dealing with water damage claims can be daunting. You need a partner who understands the intricacies of insurance coverage and can fight for your right to comprehensive repairs. Our public adjusters scrutinize your policy to maximize insurance coverage for both visible and hidden damages, ensuring flood insurance meets your needs. We handle all aspects, from insurance claims to liaising with your insurance agent and report every detail, making us the go-to firm for water damage insurance solutions in Florida.
Mold resulting from water damage poses a significant challenge to homeowners. It's crucial to know that policies from home insurance cover mold damage if it's a direct result of a covered water damage settlement. Our team ensures that your insurance company recognizes the link between water damage and subsequent growth, advocating for your coverage rights. Maximizing Your Mold Damage Coverage: We meticulously document the extent of damage and argue for comprehensive remediation under your homeowners insurance policy. We understand that a claim may be denied if it's missing critical documentation. An example of this could be mold infestation following a leaking roof, where our public insurance adjusters ensure that both the source of water intrusion and the resultant mold damage are covered.
Storm or hurricane damage, including water intrusion and structural damage, requires adept handling to ensure your claim is fully recognized and covered by your insurance. Our public adjuster specializes in interpreting home insurance policies to distinguish between covered damages and those exclusions typical in homeowners policies, particularly in Florida. Securing Comprehensive Coverage: We advocate for a full assessment of damage caused by storms or hurricanes, ensuring repairs for everything from roof damage to interior water damage are included in your insurance claim. Our expertise lies in ensuring that damages typically covered under storm or hurricane scenarios are not unjustly denied.
Plumbing issues, such as burst pipes, are a common source of water damage in homes. Insurance policies often cover damage stemming from water system failures, provided they are sudden and accidental. Our public adjuster assists in clarifying the terms of your insurance policy to ensure such incidents are covered. Ensuring Full Coverage for Plumbing Repairs: We work with your insurance company to detail the extent of damage and necessary repairs, ensuring your claim includes comprehensive coverage for plumbing repairs and associated water damage. Our goal is to secure your right to a full recovery under your homeowners insurance, covering repairs without undue deductibles or insurance policy limitations. We stand ready to guide you through the complexities of your water damage insurance claim, ensuring you receive the maximum coverage possible for mold, storm or hurricane, and water system-related damages. Contact us today to safeguard your home and secure the peace of mind you deserve.
Our specialization in water damage insurance claims distinguishes us in the industry. Our public adjusters are not just experts in managing and negotiating claims; they possess an in-depth understanding of the complexities involved in water damage scenarios. This expertise extends to comprehensive dealings with insurance companies, ensuring that both visible and hidden damages are accurately reported and compensated. Our team is adept at identifying the full scope of damage - from the obvious signs of water intrusion to the more insidious issues like hidden dirt growth or structural weakening due to prolonged exposure to moisture. This meticulous attention to detail ensures that no aspect of damage is overlooked, providing a solid foundation for negotiating the maximum possible coverage under your insurance policy. Understanding the nuances of insurance policies, including coverage limits, deductible, and exclusions, is where our public adjuster excels. We work diligently to ensure that your claim encompasses all necessary repairs and replacements, aligning with the replacement cost rather than the depreciated value of damaged items. This approach not only aims to restore your property to its pre-damage condition but also seeks to minimize out-of-pocket expenses for homeowners and business owners alike. Going through the the complexities of managing a mortgage and living expenses, many homeowners compare various products to optimize their cash flow, often considering credit cards as a flexible solution to meet their needs. The legal steps involved in filing a claim can be daunting. Our public insurance adjusters navigate these with precision, offering guidance on the proper documentation and evidence required to support your claim, such as detailed reports and photographic evidence of the damage. This meticulous approach is critical, especially when dealing with complex scenarios that may involve both home and life insurance, or even auto insurance in cases where water damage extends to vehicles. By comparing various insurance policy offerings and leveraging our law expertise, we ensure that our clients receive the most favorable outcome. Our goal is to reduce the stress involved in the process, allowing you to focus on recovery and rebuilding, secure in the knowledge that your claim is in capable hands. Dolphin Claims stands as a beacon of support, guiding you through each step of the claim process with expertise and empathy, ensuring that your property and life can return to normalcy with minimal disruption.
In the realm of property protection, understanding the nuances between water damage insurance and flood insurance is paramount. At Dolphin Claims, we specialize in demystifying these differences to ensure property owners are well-equipped with the appropriate insurance coverage. Water damage insurance typically falls under the purview of standard homeowners insurance policies. This coverage is designed to protect your home and belongings from the kinds of water damage that occur from within the property itself. Examples include issues like burst tubes, water system failures, or appliances leaking. These incidents are usually sudden and accidental, marking a clear distinction from flood-related damage. Importantly, homeowners should be aware of their policy's deductible and insurance coverage limits, as these factors significantly impact the claim process and out-of-pocket expense. On the other hand, flood damage insurance is a specialized form of coverage that is not typically included in standard homeowners or renters insurance policies. This insurance is essential for defense against swamping from external sources, such as heavy rains, storm surge, overflowing rivers, or breached levees. Flood insurance is provided through the National Flood Insurance Program (NFIP) and some private insurers, requiring a separate policy purchase. Given the distinct nature of flood risks, property owners, especially those in flood-prone areas, must consider adding flood or storm insurance to their portfolio ofdefence. Understanding the coverage provided by your insurance company is crucial, whether it's for your home, auto, or business insurance. Each policy has specific terms, conditions, and exclusions that dictate how damage claims are handled and compensated. Dolphin Claims plays a pivotal role in guiding homeowners and renters through these complex insurance distinctions. We ensure that our clients not only comprehend the differences between water damage and flood insurance but also assist them in assessing their risk and securing the necessary coverage to safeguard their property against all types of water-related damages. By clarifying these insurance nuances, Dolphin Claims empowers property owners to make informed decisions about their insurance needs, ensuring comprehensive defense against the unpredictable nature of water damage and flooding. Our commitment to educating and assisting our clients underpins our reputation as a trusted partner in property claim management.
As a leading professional public adjusting firm for water damage claims in the Florida area, Dolphin Claims stands ready to assist. Our success in settling over $50 million in claims for both home and business insurance policies showcases our commitment. Founder Joe Ford, with decades of experience in the insurance industry, leads a team dedicated to achieving successful outcomes for our clients. Dolphin Claims is not just a public adjusting firm; we are your staunch ally against water damage loss. Our unique approach, combining detailed insurance policy understanding with aggressive advocacy, ensures you receive the claim amount you deserve and led us to receive countless positive reviews of our services. Contact us today to protect your home, business, and peace of mind. Remember, with Dolphin Claims, you're never navigating the stormy waters of insurance claim processing alone.
60-second videos
A $10,000 water sub-limit can cap a burst-pipe claim — even on a $300,000 policy.
File a water claim without knowing the cause and it can be denied. Cause first, claim second.
Mismatched lower cabinets aren't pre-loss condition. Small leak, whole kitchen.
They pay part, call it undisputed, and hope you stop. Undisputed is their floor.
Joe Ford, Licensed Public Adjuster W026874. Some narration uses an AI version of Joe's voice.
No upfront fees. No recovery, no fee.
No upfront cost. Takes about 60 seconds.
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