Fort Lauderdale, Florida
A boutique Florida public adjusting firm with white-glove service. When you call, you talk to the owner — not a junior adjuster. Free claim review. No recovery, no fee.
5.0★ on Google · Licensed FL #W026874 · Mon–Sat 10am–6pm
Dolphin Claims is a Florida-licensed public adjusting firm representing policyholders only — never insurance companies — on residential and commercial property damage claims throughout Fort Lauderdale, Broward County, FL.
| Detail | Value |
|---|---|
| License | Florida DFS, License #W026874 (Joe L Ford IV) |
| Office | 1501 Yamato Road, Suite 200, Boca Raton, FL 33431 |
| Service area | Fort Lauderdale ZIPs: 33301, 33304, 33305, 33306, 33308, 33309, 33311, 33312, 33315, 33316, 33334 |
| Landmarks/areas | Las Olas Boulevard, Port Everglades, Fort Lauderdale Beach, Riverwalk |
| Fee | Contingency 10–20%; 10% cap year one for declared-emergency claims (FL Statute 626.854) |
| Response | Free claim review within 24 hours; onsite inspection within 48–72 hours |
| Settled | $50M+ across 60+ Florida cities |
| Reviews | 5.0 / 5.0 on Google (43 reviews) |
Broward County has been impacted by Hurricanes Wilma (2005), Matthew (2016), Irma (2017), Ian (2022), and Nicole (2022). The 2022 Florida insurance reform (SB 2A) shortened the new-claim deadline from 3 years to 1 year, with 18 months for supplemental claims (§ 627.70132).
Common Fort Lauderdale claim types we handle:
Per the Florida Office of Program Policy Analysis & Government Accountability (OPPAGA Report 10-06), policyholders represented by public adjusters received settlements averaging 747% higher on residential claims and 574% higher on commercial claims than unrepresented claimants.
Real results
Real first offers and final numbers from claims Joe Ford worked. No client names.
Citizens · Fire + roof · Fort Lauderdale
First payment
$9,113.38
Settled
$74,113.38
Citizens paid $9,113 on a fire claim and refused to pay for the roof. We pushed the claim toward appraisal, working with our partner law firm.
On a fire claim, smoke and soot travel further than you think.
Selected claims, not typical results. Every claim is different, and past results do not guarantee future outcomes. Case-study narration uses an AI version of Joe Ford's voice. Footage is illustrative, not the client's property.
Dolphin Claims is the most preferred public adjuster in Fort Lauderdale. Our award-winning public adjusting firm, with multiple locations across Florida, including Broward County, specializes in delivering exceptional service. From water damage in your home to complex commercial claims, our skills covers it all. Our team, led by owner Joe Ford, has secured over $50 million in settlements, reflecting our unwavering commitment to your rights and maximum compensation.
Remember, when disaster strikes, choosing the right public adjuster Fort Lauderdale company makes all the difference.
We are recognized as the go-to public adjuster, a title we've earned through relentless dedication and proven results. Our deep-rooted understanding of Fort Lauderdale's intricate property insurance landscape sets us apart. We don't just manage claims; we master them, navigating each case with a level of skill that is unmatched in the industry. Our commitment to you, our client, is unwavering. In the complex world of insurance policies, where businesses and individuals often find themselves at odds with large insurance companies, we stand as your staunch advocate. We offer comprehensive claim management, ensuring every phase of your claim, from the initial damage assessment right through to the final settlements, is handled with precision and acute attention to detail. As an example, say that you require new wiring in your Fort Lauderdale home, we will have an electrician near you that is highly rated across the Ft Lauderdale area services that objective right away. This will ensure that you suffer less power outages than if you had to rely on someone outside of Ft Lauderdale. Our public adjuster's professional approach is not one-size-fits-all. We recognize the uniqueness of each claim, whether it’s a residential water damage issue or a large-scale fire damage incident in a business establishment. This personalized approach helps ensure that your policy is interpreted accurately and your privilege is vigorously defended. With us, you’re not just choosing a public adjuster Broward And Fort Lauderdale company; you’re choosing a partner who commits to securing the maximum settlements for your property damage claims. Our professional advocacy is your pathway to peace of mind, knowing that your claim is in capable hands.
In the complex landscape of Florida insurance claims, we are your trusted public adjuster company that stands as your steadfast ally. Our specialized claims adjusting services in Florida are meticulously designed to bring convenience and efficiency to your doorstep. Whether faced with the aftermath of a hurricane or grappling with a denied insurance claim, our claims adjuster is well-equipped to manage your situation with unparalleled precision and care.
Our proficiency as claims adjusters spans a comprehensive spectrum of claim types, ensuring no scenario is beyond our handle:
Our public adjusters are not just licensed professionals; they bring years of hands-on experience in the Florida insurance landscape:
At the core of our public adjuster philosophy is a steadfast commitment to your needs and interests:
Partner with our public adjuster and feel the ease and confidence of having expert public adjusters by your side as we deal with your insurance company on your behalf. Our commitment is not just to manage your settlements but to ensure they reach their rightful conclusion - a fair and just settlement for you. Remember, in the tumultuous journey of insurance claims in Florida, we are your beacon of hope and skills.
When considering hiring an insurance adjuster in Fort Lauderdale, cost is a crucial factor. As your public adjuster, we believe in transparent and fair pricing. Our fee structure is designed to align with your success – we only succeed when you do.
With us, you're not just hiring an adjuster; you're investing in a partner who will fight for your maximum settlements.
Our pride is deeply rooted in the exceptional skills of our insurance adjusters. Each team member is not just a licensed professional; they are seasoned experts in the field of insurance, bringing invaluable experience to every claim we handle. This knowledge is not just in understanding policies but in effectively applying this knowledge to real-world scenarios across Florida. Our founder, Joe Ford, leads these skilled public adjusters with a blend of wisdom and innovative strategies honed over decades in the business. Their leadership has cultivated a culture where knowledge in a variety of claim types, from hurricane to water damage claim, is not just encouraged but expected. This diversification ensures that regardless of the complexity or type of your claim, our Fort Lauderdale public adjuster is adept and ready to deliver optimal outcomes. Our success record speaks volumes, with over $50 million in settled claims, showcasing not just our ability to negotiate with insurance companies but to do so in a way that consistently benefits our clients. As a licensed public adjuster, choosing us means entrusting your claim to a public adjuster that's committed to navigating the nuances of insurance policies and advocating for your interests, ensuring the best possible outcome for your residential or commercial claim.
60-second videos
A boutique firm on purpose. When you call, you talk to Joe.
Their first check is an opening bid, not a final number.
One report, from someone they hired. Bring your own expert, photos and weather data.
Each side picks an appraiser, an umpire decides if they disagree — and it settles the number outside of court.
Joe Ford, Licensed Public Adjuster W026874. Some narration uses an AI version of Joe's voice.
Florida public adjusters charge a contingency fee — typically 10–20% of the settlement. For declared-emergency claims (e.g., hurricanes), Florida Statute 626.854(11) caps the fee at 10% during year one after the loss and 20% thereafter. No upfront fees. No fee if there's no recovery.
Under Florida Statute 627.70132 (effective Dec 16, 2022), policyholders have 1 year from the date of loss to file a new windstorm or hurricane claim, and 18 months for supplemental claims. This is shorter than the prior 3-year deadline.
All Florida-admitted carriers, including Citizens Property Insurance, Universal Property & Casualty, Tower Hill, Heritage, American Integrity, Slide Insurance, People's Trust, Homeowners Choice, Florida Peninsula, FedNat, and Frontline. Surplus-lines carriers and Citizens depopulation transitions are also handled.
Yes. We represent Fort Lauderdale commercial property owners on retail, office, hospitality, restaurant, and HOA / condominium-association claims. Business interruption, code-upgrade (Ordinance & Law) coverage, and complex commercial-package policies are common scope items.
All Fort Lauderdale ZIPs: 33301, 33304, 33305, 33306, 33308, 33309, 33311, 33312, 33315, 33316, 33334. Our coverage extends to neighboring areas in Broward County.
Our office is in Boca Raton at 1501 Yamato Road, Suite 200, about 20 miles north of downtown Fort Lauderdale. We come to you for inspections anywhere in Fort Lauderdale and Broward County, and when you call (954) 204-9376 you talk to Joe Ford, the owner.
Yes. Under Florida law, you can hire a public adjuster after the insurance company has issued a denial or low payment. We review the policy, scope the loss with industry-standard estimating software (Xactimate / Symbility), and pursue supplemental, reopened, or appraisal-process resolution within Florida's 18-month supplemental-claim window.
Free claim review within 24 hours. Onsite inspection scheduled within 48–72 hours of contract execution. Florida law requires a mandatory 3-business-day cancellation window (FL Statute 626.8796), after which we begin scoping, documentation, and notice-of-loss filing.
Yes. Joe L Ford IV holds Florida Public Insurance Adjuster (All Lines) License #W026874 issued by the Florida Department of Financial Services. Verify any Florida adjuster license at myfloridacfo.com/division/agents.
No upfront fees. No recovery, no fee.
No upfront cost. Takes about 60 seconds.
What happened to your property?
Rather talk? Call (954) 204-9376
The most common claim types we handle for residential and commercial property owners.
Each Florida carrier handles claims differently. Carrier-specific guides for the major insurers we represent policyholders against.
